All data of this file with 98 observations are FICTICIOS; Some codes and variable names coincide with INE (2011)
Year of the survey
COUNTRY
ID of Household
Delay in payment of rent or mortgage loan monthly payments
Delay in current expenses with accommodation
Delay in payment of loans or services rendered goods or services (except housing)
Ability to pay one week of vacation per year away from home to the whole household
Ability to have a meat or fish meal (or vegetarian equivalent) at least every two days
Ability to withstand unexpected expenses
Computer availability
Availability of light passenger or mixed vehicles
Ability to meet usual expenses and charges
Minimum monthly income to cover expenses and charges
Weight of debts payable from purchases of installments, leases or loans from the household's financial situation
Available household income
Existence of Capital Income (net) (Yes = 1; No = 0) Calculated from HY090N
Interest paid on mortgage loans with mortgage (Yes = 1; No = 0) Calculated from HY100G
Regular taxes on wealth and wealth (Yes = 1; No = 0) Calculated from HY120G
Does the household have a bank checking account? (Yes = 1; No = 0) Recoded from MI010
Does the household have a negative balance in one of your bank accounts? (Yes = 1; No = 0) Recoded from MI020
Estimated total amount of negative balances in household bank accounts by category
Does the household have credit card (s) and / or credit card (s)? Yes (1 = No = 0) Recoded from MI030
Does the household have credit cards and / or credit cards with negative balances? (Yes = 1; No = 0) Recoded from MI040
Estimated total amount of negative balances in the last monthly statement of credit cards / household shopping cards by category
Does the household have credits or loans (excluding a mortgage loan on the principal residence)? (Yes = 1; No = 0) Recoded from MI050
Does the household have a mortgage loan on a residence other than the principal? (Yes = 1; No = 0) Recoded from MI051
Does the household have installment purchases (eg rental, car, technical equipment)? (Yes = 1; No = 0) Recoded from MI052
Does the household have credit / housing-related loans (equipment, household appliances, repairs)? (Yes = 1; No = 0) Recoded from MI053
Does the household have holiday / leisure credit / loans payable (Yes = 1; No = 0) Recoded from MI054
Does the household have credit / loans to pay for education or childcare? (Yes = 1; No = 0) Recoded from MI055
Does the household have credit / loans to pay for health? (Yes = 1; No = 0) Recoded from MI056
Does the household have credit / loans for investment or start-up? (Yes = 1; No = 0) Recoded from MI057
Does the household have other cash loans (debt conversion, overdraft pay, credit card and other accounts, etc.)? (Yes = 1; No = 0) Recoded from MI058
Delinquent payments relating to other non-housing household accounts (Yes = 1; No = 0) Recoded from MI060
Total amount currently estimated to be overdue for non-housing household accounts by categories
Total amount currently estimated in arrears for household accounts / reimbursements for accommodation by category
Total estimated amount currently in arrears for repayment of other household loans and credits, by categories
Large break in family income in the last 12 months (Yes = 1; No = 0) Recoded from MI090
Main reason for the fall in income
Expectation about the financial situation in the next 12 months: expects that its financial situation
The household does not need an account and prefers transactions in cash
Charges are too high
There is no bank branch near where the household lives or works
The household requested an account but was refused
Banks would refuse the household
The household does not need to borrow any
The household can borrow from family or friends
The household can not repay the debt
The household requested credit but was refused
The household used to have credit, but this possibility was withdrawn
Banks would refuse to
Dimension of the aggregate in number of individuals hx040
Aggregate size in number of adults equivalent hx050
Household household composition
Owner of dwelling house (Yes = 1, No = 0) recoded based on hx070
Poverty indicator (Y / N)
Female (= 1; Male = 0) recoded from pb150
Respondent ID (relative to household)
Spouse / Partner ID
marital status
Teaching frequency at interview date Yes = 1 No = 2 recoded based on PE010
Years in the education system (Calculation based on age and variable PE030
Level ISCED-97 completed at interview date
Self-assessment of health status
Self-definition of work condition
Situation in the profession
Contract of indefinite duration (Yes = 1, No = contract with determined duration)
Most recent type of change in work status
Age at the beginning of the first regular job (in years)
Number of years with paid work (own account and / or third-party account)
Age (years) at the end of the reference year
Married as marital status (binary variable obtained from variable 'Marital Status')
Pessimistic expectations regarding future income (next 12 months)
Available Income per adult equivalent
Difference between disposable income of the household and estimated minimum income (annual values)
Calculated (implicit) requirements for recourse to formal or informal credit (note: symmetric of inc_lessmin)
Age (square of)